Cookie Policy

1. What Are Cookies

Cookies are small text files that are stored on your device when you visit our website. They help us provide you with a better browsing experience by remembering your preferences and improving website functionality.

2. How We Use Cookies

qarovinelustam Financial Services uses cookies for the following purposes:

• Essential Cookies: Required for basic website functionality and security
• Functional Cookies: Remember your preferences and enhance user experience
• Analytics Cookies: Help us understand how visitors interact with our website
• Performance Cookies: Improve website speed and performance

3. Types of Cookies We Use

3.1 Essential Cookies

These cookies are necessary for the website to function properly and cannot be disabled:

• Session management and user authentication
• Security and fraud prevention
• Cookie consent preferences
• Form data retention during navigation

3.2 Functional Cookies

These cookies enhance your browsing experience:

• Language and region preferences
• Website theme and display settings
• Recently viewed content
• Contact form auto-fill information

3.3 Analytics Cookies

We use analytics cookies to understand website usage:

• Page views and visitor statistics
• User navigation patterns
• Popular content identification
• Website performance metrics

4. Cookie Duration

We use different types of cookies based on their duration:

• Session Cookies: Deleted when you close your browser
• Persistent Cookies: Remain on your device for a specified period (typically 30 days to 2 years)
• First-party Cookies: Set directly by our website
• Third-party Cookies: Set by external services we use

5. Managing Your Cookie Preferences

You have several options to manage cookies:

5.1 Browser Settings

Most web browsers allow you to:

• View and delete existing cookies
• Block cookies from specific websites
• Block all cookies (may affect website functionality)
• Receive notifications when cookies are set

5.2 Our Cookie Banner

When you first visit our website, you'll see a cookie banner allowing you to accept or manage your cookie preferences. You can change these preferences at any time by clearing your browser cookies and revisiting our site.

6. Third-Party Cookies

Our website may use third-party services that set their own cookies:

• Analytics Services: To understand website performance and user behavior
• Security Services: To protect against spam and malicious activity
• Content Delivery: To improve website loading speed

These third-party services have their own privacy policies and cookie practices. We recommend reviewing their policies for detailed information.

7. Disabling Cookies

While you can disable cookies through your browser settings, please note that this may affect your ability to use certain features of our website. Some functionalities may not work properly without cookies enabled.

Popular Browser Cookie Settings:

• Chrome: Settings > Privacy and Security > Cookies and other site data
• Firefox: Settings > Privacy & Security > Cookies and Site Data
• Safari: Preferences > Privacy > Cookies and website data
• Edge: Settings > Cookies and site permissions > Cookies and site data

8. Mobile Devices

If you're using a mobile device, you can manage cookies through your mobile browser settings. Each mobile browser has different procedures for managing cookies, so please refer to your specific browser's help documentation.

9. Updates to This Policy

We may update this Cookie Policy from time to time to reflect changes in our practices or applicable laws. Any updates will be posted on this page with a revised date. We encourage you to review this policy periodically.

10. Contact Information

If you have questions about our use of cookies or this Cookie Policy, please contact us: